The National Association of Active and Retired Federal Employees (NARFE) Northern Neck Chapter 1823 will meet at 1:00 p.m. at St. Stephen’s Episcopal Church, 6807 Northumberland Hwy, Heathsville. Frank Burke, president of Bay Trust Company, will speak on wills and estate planning. All current or retired Federal employees (or surviving spouses) and their guests are invited. Executive board will meet at noon. For additional information, call 804.580.8666.